The collapse of Barings Bank in February 1995 was caused by colossal losses incurred by a single rogue trader. They accept 160 major currencies and most major credit cards. Like almost all high-risk providers, Durango uses a quote-based pricing system and doesn’t disclose fees or rates on its website. Forex Merchant Accounts opening in Europe! Contact us +972-504938469 [email protected] Licenses Services; About us;. This is, in fact, a common stage in the finance onboarding and banking onboarding. PaymentCloud: Best overall. More than 2% charge back. Once a merchant account is terminated, your acquirer is required to add you to the MATCH List (sometimes called the “Terminated Merchant File”). Monthly fees. Set up payment options to receive payments from players and to pay out winnings. 9% plus 30 cents per transaction. The MATCH list (previously referred to as the Terminated Merchant File or TMF) is a database identifying merchants who have had their payment processing privileges revoked by an acquiring bank or processor. Overall, travel merchants are high-risk businesses that require specialized payment processing solutions in order to protect against chargebacks and fraud. According to the recent update from 13. Corporate structure: Curacao Company. Visit the merchant’s website and document what type of merchant it is at a granular level to set a. MERCHANT TYPE. Nick Leeson, the bank’s then 28-year-old head of derivatives in. The gaming businesses are based offshore and there have been instances of money. Next, be sure that the payment processor can properly manage the high volume of transactions that is common among online gambling merchants. Pre-certified card readers with cloud-based fleet management ranging between $59 to $249 USD⁸ ;. We understand the unique challenges of your business and can provide you with the right merchant account that will meet all your needs. Since its inception in 2020, Cricpayz has emerged as a pioneering payment solution provider, catering to high-risk merchants in India. 5. 2 Merchant Risk 10 Questionable or Unsound Business Practices High-Brand Risk Merchants Sellers Involved in Fraud or Illicit Activity. Why payments play an instrumental role in the growth of the global iGaming market in 2023 and beyond. 9B by 2023 1. advocate and industry-leading provider of managed-risk merchant A business that accepts credit cards for goods or services. Considering the increased difficulties for Curacao entities to obtain bank account and/or merchant accounts in Europe, creating a structure which involves the Curacao company (which has the license to operate online gaming) and the payment processing agent (preferably an EU-Cyprus company) creates a powerful and strong. QuadraPay is a leading payment processing solutions provider, offering a wide range of services in association with our partners. Electronics & Media is the largest market segment in Europe accounting for 27% of eCommerce sales. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. Square: Best Overall PayPal Alternative. Maintain impeccable accounts - good or bad. Identify and document what the merchant is selling, beyond its MCC or SIC code. Forex Merchant Accounts opening in Europe! Contact us +972-504938469 [email protected] Licenses Services; About us; Apply for a Licnese; Anjouan Structure; News; Contact Us. Before onboarding merchants, all payment providers are responsible for conducting due diligence on those merchants to verify their identities and to guard against fraudulent or criminal activity. The possession of a license ensures that the company is committed to conducting its business in a lawful and honest manner, which in turn gains the trust. Inquire for terminated merchants. The process is easy, so you can focus on more important things. But companies like PaymentCloud can help you find competitive processing rates. A gaming merchant account is interpreted as a high-risk account for many reasons: The turnover rate at your business may be too high. 1 Third Party Agent Risk 9 Non-compliance with Visa Global Acquirer Risk Standards Questionable Agents 4. Support for Scaling Globally. Capital International Bank has been designed around the needs of corporate clients and we have a strong. Paysafe connects merchants and consumers around the world through seamless payment processing, digital wallet, and online cash solutions. Durango Merchant Services has been in the payment-process game for over two decades. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by. to their recent risk assessment (RA). Why is your business, an online gaming business, considered high risk? The reasons are the following: it has a high-volume turnover, there are age restrictions, diverse global laws, and significantly higher instances of chargebacks. GBO has the skills and experience needed from. EPIC Risk Management is the world’s leading independent gambling harm minimization consultancy. The merchant account acts as the middleman between the. EPIC celebrates a decade of taking the harm out of gambling. With the growing rate at which cyber crimes occur, locating a high-risk account provider that processes all transactions safely is vital. Some merchants offer a set percentage off every day, while others may offer a discount on certain days of the week. A strong risk management system is necessary to meet the challenges of fraud and ensure customer protection. Durango Merchant Services has been in the payment-process game for over two decades. The definition of “high-risk” is that there might be loss of money, chances of money laundering, users’ data theft, etc. Our solution helps you boost productivity while driving down costs. January 14, 2022. The guide contains risk management information aimed to assist those new to the payment system as well as seasoned organizations. This makes the POS systems used absolutely critical. The Curacao e-Gaming Licensing Authority (CeGLA) is a division of the Curacao Gaming Control Board (GCB) that is responsible for issuing licenses to online gaming companies. No restrictions on cryptocurrency with a Curaçao license. Any reliance you place on such information is strictly at your own risk. If you’re inducted into the Visa Fraud Monitoring Program, it’s typically because you’re. The buyers of accounts are often people who are new to the game or not as advanced and are looking for an easy way to win. Allow gamers to complete a purchase instantly without having to provide their payment information multiple times. As above, these programs set thresholds for acceptable monthly chargeback ratios and allow for potential. A High-Risk Merchant Account is a digital account for high-risk merchants that keep track of all transactions. Shopify: Best For eCommerce Businesses. Considering the increased difficulties for Curacao entities to obtain bank account and/or merchant accounts in Europe, creating a structure which involves the Curacao company (which has the license to operate online gaming) and the payment processing agent (preferably an EU-Cyprus company) creates a powerful and strong. PaymentCloud: Best for software integrations. These recommendations are organized by functional area and include practical step-by-step details to facilitate your e. 15% + $0. With a 10-minute conversation, our merchant account experts can walk you through the possibilities at 1-800-530-2444. The gaming business merchants are called high risk merchant accounts because of the following reasons: The gaming business has a high volume turnover which is considered a risk factor by banks and merchant account providers who are giving them a credit line. With Instabill, that’s a thing of the past. Management: A group of seasoned individuals who have a thorough awareness of the business climate in the UAE and the region oversee IFZA. A high-risk merchant account is often necessary for companies dealing in industries that carry a high potential for fraud and charge backs. Search for a provider with extensive experience serving the online gambling industry. 2. Like most high-risk merchant account providers, PaymentCloud is not a direct processor. Other known high-risk industries include healthcare and pharmaceuticals, travel, Forex and cryptocurrency trading, casinos, adult services, and debt collection. Average sales tickets are high. 5. We are able to issue new Curacao sub-licenses which will be. The Social Gaming Merchant Account industry is viewed as high risk due to its high average chargeback proportions (cordial extortion is uncontrolled), legitimate hazy situations (when gaming meets betting) and the inborn fraud risks of any 100%-online business. Nonetheless, we have a high endorsement rate for high risk merchants and offer. While merchants are typically corporate entities, they can be natural persons as well. PaymentCloud: Best for high-risk businesses. As part of the new gaming regulatory framework, companies applying for a new Curacao license will pay a reasonable application fee of €5,000 and a yearly license fee of €14,000. We offer clients assistance with finding a white-label solution that includes licensing and payment service providers. Curacao Sub-licenses are to be renewed until the beginning of 2024. Created and managed by Mastercard, the Member Alert to Control High-Risk Merchants (MATCH) list is an electronic database of high-risk merchants to avoid. Merchant services is a broad term used to describe a range of financial services for businesses—most generally, the services a business uses to accept and process payments, otherwise known as merchant processing. services (often referred to as “ high risk A merchant that is considered a high risk based upon the credit, product, method, ticket size or volume. Best merchant accounts for eGaming businesses PaymentCloud. the example above, the Merchant descriptor for John’s Farm must be John’s Farm Parking; the descriptor for Ship Chandler must be Ship Chandler Restaurant. However, most merchants find that outsourced chargeback management is more cost-effective, produces better results, and offers. Marsh's risk management specialists understand that the ebb and flow of business can be just as unpredictable as any roulette wheel. Worldpay. In fact, game servers are at the greatest risk for a DDoS attack compared to other hosting types. XanPay. PaymentCloud – Surcharging. High risk offshore merchant account is best applicable for online business that operate in high risk online business like e-commerce, gaming, it, marketing, etc. GBO specializes in helping online gambling and crypto services companies to open bank accounts in Europe – both B2B and C2B. Square. Signifyd: Best for ecommerce companies selling physical products. This will determine the account benefits, services, and fees that a business will get. We aim to preserve the integrity of the payment system, which is why we work proactively and collaboratively with our customers to grow business while minimizing risk. To help you find the right solution for your needs, we’ve ranked our picks of the best merchant services for small business available today. My journey in the dynamic world of sales has been characterized by a deep-seated passion for driving growth and cultivating strategic partnerships. • People Management: Led a team of 6 direct and 60+ indirect reports to manage a very fast-paced Startup environment for the Fintech products: e-wallet, C2C / C2B payments, debit cards and personal loans. The Risk Management Process for Federal Facilities: An Interagency Security Committee Standard (RMP) which includes a list of physical security criteria. Financial institutions typically screen merchants through the MATCH list to verify whether they have a history of poor business activities or have ever had their ability to process. 9% + 30¢ online. PCI compliance means that your systems are secure, reducing the chances of data breaches. 2023. Chargebacks911: Best for. Bonus abuse is a more basic scam closely linked to multiple account fraud. Get a Free Consultation about. Last update 8. For example, the community bank group risk officer reported directly to the head of the community bank and only on a dotted-line basis to the central chief risk officer. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of. Our company registration, business license acquisition, office space renting, legal and professional services, and bank account opening are just a few of the many. 7. . No cross-border fees will apply (for you or your customers) when Canadian-issued payment cards are used. The portfolio companies shown represent a significant portion of KKR’s Private Equity, Tech Growth, Health Care Growth, Global Impact, Infrastructure and Real Assets portfolio as of June 30, 2023. Sales of money-orders or foreign currency by non-financial. This week, we sat down with Robert H. Most e-gaming operators have experienced difficulties finding a reliable service provider and merchant account facilities necessary for credit card transaction processing. Merchant Portal FAQ FAQ-4011 Page 3 of 9 For merchants Two Days in Arrears Monday: Merchant processes transactions Monday night: Monday’s transactions are settled or “batched out” Tuesday: Funds held (day 1) Wednesday: Funds held (day 2) Thursday: Paysafe releases the funds, triggering the EFT or ACH process. The MMS tool will enable the Company to undertake necessary risk- assessment and KYC process of merchants (including Ultimate Beneficial Owner). 7. A subsidiary of Visa, Authorize. Other fees are only assessed if a specified event (such as a chargeback) occurs. From the moment a player enters your digital environment, Accertify works in a frictionless way to provide real-time insights distinguishing good from bad activity allowing you to focus on providing an. This is a mistake. Managed-risk merchants are categorized as such because statistics show that they tend to have high chargeback rates and significant numbers of payment disputes. My journey in the dynamic world of sales has been characterized by a deep-seated passion for driving growth and cultivating strategic partnerships. 2023. It has a high level of customization and allows users to pay using many methods. High-risk businesses can expect processing rates of 3. By doing this, you can prevent your account from being deleted suddenly. Demystifying business risk management. and many more. To meet their needs and make the company formation procedure as seamless as possible, they work directly with clients. A competitive payment processing fee for a standard retail small-business account might be 2. Our PCI compliance and. Bonus Abuse. ” Several additional factors go into determining whether a business is a high risk, including the business’s industry, its history of chargebacks, and its average transaction amounts. Fraud. AMP or Application Management Panel is a game server management panel. A high-risk merchant account is specifically designed to support payment processing for high-risk businesses. This serves as a request to authorize the transaction for the specified amount. Accept Visa & Mastercard payments for online casino, sportsbooks, betting. The complexity of the challenges faced by eGaming and social gaming sites at both the federal and provincial level across Canada is simplified through the use of Gigadat’s banking payment methods. 1. Best for chargeback monitoring: SMB Global. KIS Payments: Best For Cash Discounting. Specifically high-risk. UK. A high-risk merchant account is specifically designed to support payment processing for high-risk businesses. g. One of the pieces of this puzzle involves checking the details known about the merchant against databases with entities the payment provider should avoid. Identify and document what the merchant is selling, beyond its MCC or SIC code. 3) Main Steps for Approval. Gaming expert. According to the recent update from 13. Content of this guide applies to traditional “pull” payments,. Best for online and international sellers: Durango Merchant Services. A high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. For more information, please contact us at 800. With online gambling revenue rapidly increasing 2, growth at this scale can present risk and security challenges for many operators,. Leading a talented team of product owners to move the „omni-channel“ needle in travel retail. The GBO team will be happy to assist you to obtain a Curacao gaming license for your needs throughout our wide network of banks, payment processors and gaming regulators. 2. An EMI service is a great. Month-to-month billing and excellent customer support are also preferred. 2. 4949 or get started here . customer relationship management, accounting, human resources. 2. Mastercard Payment Gateway Services (MPGS) provides advanced payment processing and fraud prevention technology to merchants, technology partners and acquirers across the globe. Taha Sajid is a 5G Security Lead and a 3GPP SA3 Delegate at Comcast. Knowing that is how things stand, it is best to not waste time seeking partnerships with standard, low-risk. Low yearly maintenance. Secure, reliable, AML complied. Travel & Hospitality. If your merchant is switching things up, you need to know about it. EMerchantBroker. This allowed companies like Stripe — one of the first PayFacs — to quickly underwrite and onboard new merchants. Other types of high risk merchants can usually still get their payments processed by large banks and major credit card companies. The program aims to help merchants manage their criminal fraud risk and, in turn, protect the larger payments environment. Merchants, Agents and ISOs -Bitcoins - eGaming - High-Risk. PayKings is leading the industry of payment processing, especially for high risk merchants. 1 Onboarding Platforms:Like most high-risk merchant account providers, PaymentCloud does not disclose pricing information online. There are three main causes banks and processors are concerned about chargebacks from travel merchants. The total cost can be influenced by several factors, including advisory fees, which depend on the. Hardware: Quote-based. Specialty credit card processing for three decades. But, when gaming gets associated with gambling, the level of risk increases. With online gambling revenue rapidly increasing 2, growth at this scale can present risk and security challenges for many operators,. Posted on: 9 Nov, 20:58. Paytm First Games, a dynamic venture by Paytm, one of India's leading digital payment platforms, has taken the nation by storm with its captivating and rewarding gaming experience. An EY survey of large US merchants 1 reveals that more than 85% of merchants are planning to accept new APMs — defined as nontraditional payments, like digital wallets, account-to-account (A2A) bank transfers and buy now pay later (BNPL) — in the next one to three years. Make iGaming payments simple with Paysafe's payment processing solutions. This is a mistake. Best for chargeback monitoring: SMB Global. It means that the KYM procedure involves best practices from both the KYC and KYB procedures to ensure the merchant onboarding process is smooth and efficient. 95%. 89% to 2%. With this license, you’re eligible to open bank accounts. Payment processors pose greater money laundering and fraud risk if they do not have an effective means of verifying their merchant clients' identities and business practices. Medium-risk merchants should invest in robust fraud prevention tools and employ strategies like customer authentication and proactive chargeback management. 4814. We are able to issue new Curacao sub. The main reason these credit policies differ is due to the processor’s ability to. Gaming payment processing. ”. Of course, the level of risk will vary with the type of goods or. The Pros. The best high risk merchant processors like EMB make business ventures hassle-free for everyone. Management: A group of seasoned individuals who have a thorough awareness of the business climate in the UAE and the region oversee IFZA. The Impact of Online Gaming Fraud on Operators. The level an organization is delegated to varies according to: The number of credit card transactions processed every year, andIn 2023, the gaming industry will have experienced expansion, change, and some noteworthy trends. Attention Forex Companies! GBO's Banking and Payments Solutions for Forex Companies. This means that starting April 2022, a fully vetted mobile wallet user—one who has fulfilled all. Offer high performance, diverse, and local payment methods to increase sales. If you are looking to open a merchant account, Fast Offshore can help. High-risk industries: 10. Current legal and regulatory landscape. In Summary: The 8 Best Offshore Merchant Account Providers For Small Businesses. Some customers might join your gaming service or website for a bit and then leave. There is also a fee of 0. As a merchant A business that accepts credit cards for goods or services. This section identifies the best ways to reduce risk exposure when selling your goods and services through the Internet. Automate check payments obtained through remote deposit capture channels including branch, teller, ATM, kiosk, merchant and consumer with the cloud-based, image-enabled item processing solution from FIS®. Affiliate fraud is illegal activity intended to generate affiliate commissions. Cons. It offers the lowest fee, which is why thousands of companies use XanPay worldwide. For this reason, effective management of chargebacks & fraud is important for all travel merchants. May 2022 - Present 1 year 7 months. 5 billion, with a net income of £1. 1 • Management identification of Merchant Service Providers (MSRs) and ISOs used • Contingent liabilities arising from the bank’s processing activities . Financial institutions typically screen merchants through the MATCH list to verify whether they have a history of poor business activities or have ever had their ability to process. eGaming Credit Card Merchant Accounts Need A Gaming Merchant Account? We provide high risk merchant accounts with the services you need to successfully run your. Estimates suggest that cloud gaming services will cause annual electricity use to rise by 40% to 60% for desktops, 120% to 300% for laptops, 30% to 200% for consoles, and 130% to 260% for streaming devices. Merchant Category Codes (MCCs) are issued by credit card companies to indicate what goods or services a business offers. Ultra-high-risk industries (like adult, firearms, and e-cigs) can even see higher rates. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Clover uses a flat-rate pricing structure. Computrad’s experience encompasses the delivery of fully managed outsourced hosting and services, expertise in mitigation and monitoring of Distributed Denial of Service (DDoS) attacks, deployment of mission critical network and security infrastructure and eGaming high transactional sites and payment platforms. It will typically allow payments to be made via credit and debit card. 75 Chapter 10: Account Data Protection Standards and Programs. Higher sales projections, lower credit scores, and inadequate financial standing may increase credit risk. Enhanced Security and Fraud Protection. You will need to comply with due diligence; show proof of your capital funds; present a business plan and outline the tools your company. 9 Month Maternity Contract. We will introduce you to our extensive network of local service providers and advisors. With the sharp rise in e-gaming popularity, Instabill can offer online gaming merchant account solutions – domestic and offshore – with competitive rates. 11. As with interchange-plus, the percentage markup for online and other card-no-present transactions is higher, ranging from about 2. Seamlessly integrate payment methods to connect cards and digital wallets. The acquirer routes the information to the customer’s issuing bank. By using the latest data protection technology and fraud prevention mechanisms, such as 3D Secure, address verification and CVV, the right payments provider can help you reduce your risk and. Security, Fraud Prevention and Risk Management Framework. Our process is simple so you can focus on your business. In 2020, researchers at Lancaster University in the. It involves the transfer of funds between players, gaming companies, and financial institutions to enable the purchase of in-game items, virtual currencies, or to fund player accounts. 1. Visa and Mastercard have high-risk or high brand-risk programs with broadly similar objectives. Look for people who are knowledgeable in the gaming and gambling industries in particular. It is managed by JPMorgan Chase. Managing High-risk Gambling Merchants. Flagship Merchant Services: Best. Best one-stop shop: First Card Payments. in-person; 2. Dharma Merchant Services: Best for merchants who process more than $10,000/month. We are not blowing our own trumpet but revealing to you the truth that WebPays is what you all need. Ten years on from founder and CEO Paul Buck’s decision to turn his lived experience of gambling. Playing a multiplayer internet game sometimes requires an exception in the rule set for the firewall to allow information from the game to get through to your computer. However, the term merchant services can also encompass the behind-the-scenes process by which a business. Leaders Merchant Services: Best for Established Businesses 4. The intent of the document is to provide cohesive guidance for the application of physical security countermeasures at Federal facilities. The High-risk Experience. 3. 1. 5) How High Risk Merchant Accounts are Managed. The high-value transactions and advance bookings common in travel also contribute to a higher risk of chargebacks. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. Other known high-risk industries include healthcare and pharmaceuticals, travel, Forex and cryptocurrency trading, casinos, adult services, and debt collection. EPIC Risk Management is the world’s leading independent gambling harm minimization consultancy. Getting the best high-risk merchant account is the most significant requirement for your business to start taking online payments. As a merchant A business that accepts credit cards for goods or services. Merchants, Agents and ISOs -Bitcoins - eGaming - High-Risk If you are a high-risk merchant including iGambling, adult, delta8, facsimiles, or have a portfolio of hi-risk clients, we can provide Bitcoin and eGaming processing. 5% plus 10¢ per transaction. Square: Best for businesses that are seasonal or process less than $10,000/month. Stripe. This APG/FATF report considers vulnerabilities from gaps in. Today, you’ll find some of the leading online casino operators offering its services in Germany, including Casumo, LeoVegas, and Trada Casino, to name a few. Mobile credit card. That MCC regulates video game establishments and. 4. Lower rates and pricing. 99% with a flat fee of 10¢ – 49¢ for these transactions. Heinemann. Like Square, Stripe doesn’t work with high-risk merchants. Like almost all high-risk providers, Durango uses a quote-based pricing system and doesn’t disclose fees or rates on its website. Level up on payments with ECOMMPAY's online gaming processing solutions. Mastercard is committed to preserving the integrity of the payment system and that of its brand and its customers' brands. 🌐 Industry Expertise: In my extensive career, I have garnered invaluable. Step 1. The Company will leverage upon the Merchant Management System (MMS), which will act as a critical tool to run the merchant acquiring program. Durango Merchant Services is one of the oldest and best high-risk merchant service providers. One of the newest and most well-liked free zones in Dubai is the International Free Zone Authority (IFZA), and at GBO, we specialize in assisting businesses in doing so. 6. We have over 23 years of experience in providing corporate services. Forex. 1 Operational Risk 7 3. Self-exclusion fraud: offering players the opportunity to mark themselves as problem gamblers is a legal requirement. : Best for low. High-risk merchants can be very attractive additions to your portfolio because they can generate significant financial rewards. June 2023: New eCommerce acquiring. Many of these fees recur on a monthly or annual basis, whether you process any transactions or not. Risks Pertaining to Payment Facilitators and Marketplaces 9 4. But a merchant forgets that for such a risk the claimant must also be strong. High demand from online casino companies world-wide. Online gaming operators may have to shop-around for a high-risk merchant account. Easy Pay Direct specializes in high-risk industries and has experience working with gaming businesses . Supported industries: Adult services, CBD, online dating, vape sales. in-person; 2. Being categorized as high risk business, it becomes difficult for such portals to obtain regular merchant accounts. Online gambling. As an operator, you have to acquire new players and keep them entertained and satisfied, but also mitigate risk posed by fraud and gaming chargebacks. Visa doesn’t engage in this process arbitrarily. Now, let's dive into the top strategies that will help you secure a high-risk merchant account without breaking a sweat: Research, research, research: Don't jump into bed with any old payment. Typically charges are bit higher than standard eCommerce rates (High risk merchants so rates will be higher). This payment service provider makes high-risk merchant accounts accessible to businesses considered high-risk, like tobacco and e-cigarette sellers, credit repair companies, online liquor stores, and more. Description. Warning signs of fraudulent sites. Merchants have to strive hard to get an. With gaming set to continue on an upward trend, the increase in fraud can be seen as an endogenous and predictable phenomenon. With digital wallets (funded via a card or bank account) now. American Express considers a business more likely to have a high chargeback ratio to be a “high-risk merchant. Show Summary. GBO’s package, last update 20. Stricter terms A lot of standard merchant accounts have no contract. Modern, cloud-based stack. Considering the increased difficulties for Curacao entities to obtain bank account and/or merchant accounts in Europe, creating a structure which involves the Curacao company (which has the license to operate online gaming) and the payment processing agent (preferably an EU-Cyprus company) creates a powerful and strong. However, many merchant service providers avoid working with high-risk clients. Why You’re a High-Risk Business. These mechanisms vary widely in cost, but a typical online or physical high-risk merchant account payment gateway may cost anywhere from $50 to several hundred dollars, depending on your preempted volume. Leap Payments Helps Overcome the Obstacles. Service providers and gaming websites depend on the easy management of funds transfer from their. Durango Merchant Services. If a merchant operates in an industry with historically high rates of fraud or customer disputes, or if the products or services they sell are subject to extended time limits for filing chargebacks, they're likely to be categorized as high risk. Chargeback management fees; The Volume Capabilities. Example One:The risk for the merchant acquirer arises where the merchant becomes insolvent between the date of the transaction and the date of the chargeback and is unable to reimburse the merchant acquirer. Ensure your merchant monitoring approach is comprehensive. EPIC raises awareness of gambling-related harm in order to identify and. CeGLA is headquartered in Curacao and operates under the jurisdiction of the Government of Curacao.